Short-term credit for MSMEs
Short-term credit for MSMEs
Stop chasing clients for late payments. Boost cashflow
Kamro Capital helps businesses unlock cash tied up in invoices so they can meet obligations, fulfil orders, and grow without taking on a traditional loan.
About Us
Working capital that helps growing businesses move now.
Kamro Capital provides short-term credit to micro, small and medium sized enterprises through invoice financing. The business is largely sector agnostic, with a strong bias toward health and agriculture where faster working capital can have direct impact.
Read the full story
Pesasa
Introducing the web platform behind the financing workflow.
Pesasa was described as Kamro's digital route to faster, simpler access to short-term working capital.
Save Time
Quick processing time, usually within 48 hours after a complete application.
Less Work
Minimal documentation and less paperwork for business owners.
No Security / Collateral
Applications focus on invoices and payment flows instead of hard collateral.
Pay Less
Only the agreed discount fee is charged.
Solutions
Improve cash flow with quick and simple credit.
The original site centered on two invoice-based products that free working capital without forcing businesses into long-term debt.
Invoice Discounting
Kamro finances your invoices while you continue collecting from your customers.
Explore solutionInvoice Factoring
Kamro manages collections on your behalf so you can focus on delivery and growth.
Explore solution Who We Serve
Sector-focused pages recovered from the archive.
Kamro worked across underserved MSME segments, especially in agriculture, health, and transport.
Farmer Cooperatives
This page targeted cooperatives supplying raw materials or inputs to larger agro-processing businesses on delayed payment terms.
View sector pageAggregators / Traders
Kamro spoke directly to agricultural aggregators and traders supplying on credit terms and facing cash strain between delivery and payment.
View sector pageTransporters
The original page positioned Kamro for logistics businesses that need fuel, maintenance, and payroll support before client invoices are settled.
View sector pageSmall Commercial Farmers
Kamro framed this offer for farmers supplying on credit terms and needing dependable working capital for recurring production costs.
View sector pagePharmacies
The pharmacy page focused on medical suppliers needing cash to replenish stock while waiting for institutional buyers to pay.
View sector pageHealth Service Providers
This offer targeted clinics and providers waiting 15 to 90 days for insurance claims or institutional receivables to clear.
View sector page Apply For Credit
How the original site explained the process.
01 Sign Up
Fill in the online application form with business details, required amount, and supporting documents.
02 Application Verification
Kamro carries out due diligence and, if successful, sends a facility agreement for signing.
03 Funds Disbursed
Choose your preferred payment method and receive funds, often within 48 hours.
Testimonials
What clients said on the original website.
"The charges are fair compared to money lenders, and the cash is always on time."
Lubega Kasozi Client"The solution helped us get through a difficult drought season and stabilize the business."
Kakuru Nathan God Cares Farmers' Group"Invoice discounting has helped us keep business running and pay employees on time."
Yawe Patrick GIA Transporters Partners
Recovered partner and ecosystem marks.
